01 Služba
Financial planning
A long-term plan that makes sense — from building reserves to income protection and securing family goals.
Rodinný finanční poradce · 13 let praxe
Your finances under control
A long-term financial partner for families and businesses.
Book a consultation Clear. No pressure. Tailored to you.
13+
Years of experience
500+
Happy families
1500+
Contracts arranged
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Services
Comprehensive financial solutions for families and businesses
Advisory across every key area of personal and corporate finance — guidance, recommendations, and tailored implementation.
02 Služba
Investments
A strategy matched to your profile. Regular investing, lump sums, diversification across funds and markets.
03 Služba
Retirement savings
Pillar III (DPS) setup that maximises state support and employer contributions.
04 Služba
Insurance
Life, accident, property and liability cover. Policies that actually pay out when you need them.
05 Služba
Mortgages
The best mortgage across Czech banks. Refinancing, rate refixing, pre-signature review.
06 Služba
Consumer loans
Offer comparison, lowest APR, fair terms without hidden traps.
07 Služba
Corporate benefits
Employee benefits with tax optimisation — pension contributions, life insurance, meal vouchers, and more.
Oblastní ředitelka
About Me
Kamila Efler — your financial partner
For 13 years I have been helping families and businesses build stable financial foundations and long-term security. As an independent advisor I design tailor-made solutions — from insurance through investments to building reserves for life goals.
For companies I effectively set up employee benefits with maximum use of tax reliefs. As a regional director I lead and develop a team of financial advisors and managers across the region.
My values
01
Trust
I build on long-term relationships rooted in open communication and mutual respect.
02
Individual approach
Every client is unique — I tailor solutions to your specific needs and goals.
03
Transparency
I clearly explain all terms, fees, and options so you can decide with full clarity.
04
Long-term growth
I help you build a financial foundation that grows with you and protects your future.
How it works
A simple path to peace of mind
01 Krok
Free consultation
We start with a free consultation to understand your situation.
02 Krok
Analysis & proposal
Then I prepare a thorough analysis and a tailored proposal.
03 Krok
Setup & ongoing care
Once you approve, we set everything up and look after your finances over time.
For companies
Benefits that make sense.
“
The most expensive benefit is one your employee doesn’t even know about.
Kamila Efler
By the numbers
Results that speak for themselves
500 +
Happy families
1500 +
Contracts arranged
13 +
Years of practice
Testimonials
What my clients say
Kamila helped us get our family finances in order and set up a plan we finally feel safe with. Her approach is thoroughly professional and human.
Jana K.
Mother of two · Ostrava
Thanks to Kamila we set up employee benefits that actually motivate our team — and they make tax sense too. I recommend her to any business owner.
Martin P.
Managing Director, manufacturing · Frýdek-Místek
For the first time I felt someone truly understood me and wasn't pushing products. Transparent, patient, and always ready to help.
Tomáš V.
Client since 2019 · Opava
* Sample testimonials. Real ones will be added once clients approve them.
Partneři
Spolupracuji s lídry trhu.
Česká spořitelna 
ČSOB 
Komerční banka 
Raiffeisenbank 
UniCredit Bank 
Generali Č. p. 
Kooperativa 
Allianz 
UNIQA 
Slavia poj. 
ČSOB poj. 
ČPP 
ATRIS 
Amundi 
Edward Česká spořitelna ČSOB Komerční banka Raiffeisenbank UniCredit Bank Generali Č. p. Kooperativa Allianz UNIQA Slavia poj. ČSOB poj. ČPP ATRIS Amundi Edward Our Team
Team of professionals
As a regional director I lead and develop a team of financial advisors who share my values and approach to clients.
An Portrét 900 × 1200 · 3:4
01
Advisor name
Financial advisor
An Portrét 900 × 1200 · 3:4
02
Advisor name
Financial advisor
An Portrét 900 × 1200 · 3:4
03
Advisor name
Team manager
* Sample cards. Real team members will be added via CMS.
Careers
Join our team
We're looking for ambitious financial advisors and managers who want to grow in a dynamic environment. We offer the backing of a strong network, mentoring, and unlimited earning potential.
I want to learn more 01
Unlimited earnings
Commission-based system with no cap — your income depends only on you.
02
Professional development
Regular training, certifications, and personal mentoring from experienced colleagues.
03
Flexible schedule
Work from anywhere, anytime — you manage your own time.
04
Career growth
A clear path from advisor through manager to regional director.
Calculators
Calculate your finances.
Plan your finances with our interactive calculators.
Open calculators 01 Mortgage 02 Investment 03 Savings 04 Building savings 05 APR 06 Loan repayment 07 Net salary
FAQ
Got questions? Here are the answers
How much does the initial consultation cost?
The initial consultation is completely free and non-binding. Together we'll map out your situation and suggest possible solutions.
What services do you offer?
I offer comprehensive financial advisory — financial planning, investments, pension savings, insurance, mortgages, consumer loans, and corporate benefits.
Who are your services for?
I work with families, individuals, and companies. Whether you want to protect your family, invest, or optimize corporate benefits — I'll help you.
How does cooperation work?
We start with a non-binding consultation, then I prepare an analysis and a tailored proposal. After approval we implement everything and provide ongoing service.
Are you an independent advisor?
Yes, as an impartial advisor I cooperate with a wide range of financial institutions and pick the solution that's best for you.
How do you help businesses?
For companies I set up employee benefits with maximum use of tax reliefs, helping stabilize your team and reduce payroll costs.
Do you only operate in the Moravian-Silesian Region?
I primarily operate in the Moravian-Silesian Region, but thanks to online consultations I am available to clients across the entire Czech Republic.
Can I book a meeting online?
Of course! Use our booking system and pick a time that suits you. The consultation can be held in person or online.
Blog
Tips & news from the world of finance
Článek 01 1200 × 900 · 4:3
01 January 1, 2026
Coming soon
New articles on family finance, investments and corporate benefits will appear here soon.
Článek 02 1200 × 900 · 4:3
02 January 1, 2026
Coming soon
New articles on family finance, investments and corporate benefits will appear here soon.
Článek 03 1200 × 900 · 4:3
03 January 1, 2026
Coming soon
New articles on family finance, investments and corporate benefits will appear here soon.
Booking
Book a meeting online
Pick a time that suits you and book a free consultation.
Připravujeme
Booking systém bude brzy k dispozici.
Mezitím mě prosím kontaktujte telefonem nebo e-mailem.
Contact
Get in touch
Have a question or want a free consultation? Write to me and I'll get back to you as soon as possible.
Next step
Want clarity in your finances?
Get in touch and we’ll look at your situation together. No commitments. No pressure. A clear plan instead of uncertainty.